Terms of Use/ Disclaimer

The information contained in this blog is very general in nature and should not be considered or relied upon as legal or any other type of advice. If a reader has a legal problem immediately consult an attorney for specific legal advice. Medical problems or issues should be immediately reported to a licensed physician or other professional of the reader's choosing.

Immediately consult with a licensed attorney and enter into a written attorney client relationship to get specific and confidential legal advice on any important legal matter. Nothing on this site constitutes an agreement to enter an attorney client relationship with anyone. The information contained in this blog may be considered legal advertisement under the rules established by the Supreme Judicial Court of Massachusetts and other legal authorities. 

We strive to post accurate information, but readers are advised not to rely on any information herein without confirming the accuracy independently. By entering into this site the reader is acknowledging and agreeing to the preceding, and the reader specifically and absolutely absolves the owner/s of this site, its agents, affiliates and anyone associated with this site from any and all liability that may derive from using this site. 

If the reader does not agree with all of the above, the reader is advised to immediately leave this site.

Furthermore this website is not a replacement for direct, personal, professional financial care and diagnosis. We are not financial professionals and we do not intend to provide specific physical, financial,  health or any other type of advice whatsoever, for any individual or entity. The reader must assume any risks that might be associated with following the activities and/or advice mentioned on this website. You should not participate in any activities if you suffer from any pre-existing mental or physical conditions.  If you do participate in these activities and/or follow the advice given on this website the reader assumes all responsibility any actions and outcomes that may result. The reader assumes any and all risks that might be associated with following any  programs and/or recommendations herein. All information on this website is for information purposes only and the reader must do their own research and come to their own conclusions. It is imperative that the reader conduct their own due diligence. Always consult with a qualified medical practitioner or other professional before choosing a course of treatment and prior to following any program.

This website endeavors to keep the information current and correct, but we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance a reader places on such information is strictly at the reader's own risk.

All information, systems and reviews are provided without warranties of any kind. The reader agrees that if the reader follows any recommendation contained herein on this website that the reader will hold this website, its owners, affiliates, advertisers and any other person or entity associated with this website harmless from any and all liability for all claims for any damages due to injuries incurred by the reader or caused to third parties by the reader.

In no event will this website, its owners, affiliates, advertisers and any other person or entity associated with this website be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of or in connection with the use of this website.

Throughout this website there are links to other websites. We have no control over the nature, content and availability of those sites or the products and/or services they provide. We do not offer any guarantees and/or outcomes if you purchase the reviewed product. We do not represent or guarantee that you will achieve the same or similar results. You purchase at your own risk and assume all responsibility for the outcome.

Every effort is made to keep the website up and running however we takes no responsibility for and will not be liable for the website being temporarily or permanently unavailable. Use this website at your own risk.


This information contained on this page and through out this website is dynamic, meaning that the information contained herein will continually change. You may not assume that the information will remain the same.  The reader agrees to check the policy each time the reader visits this site for changes. Your continued use of this site evidences your acceptance of the terms this DISCLAIMER or any modifications. Please immediately leave this site if you are unable to agree to any term contained herein.

Disclosure of Material Connection

This website uses affiliate programs for monetization. This may means that when you click on a links to various sites within posts, pages, resource listings, etc and make a purchase, this can result in a commission that is credited to this website.

Some affiliate programs and affiliations include, but are not limited to, Affiliations, Kontera, Clickbank, Google Adsense and Amazon.  We do not necessarily endorse the products and services advertised Google Adsense ads or any other advertisement.  


Any photos posted on this site are for the purposes of entertainment only. The posting of any picture does not imply anything negative about the persons or persons depicted, nor does it imply that any person or person depicted endorses this site or any product or advertisement on this site. Most photos are used pursuant to a Creative Commons license.

Federal Trade Commission Disclosure Statement


This Compensation Disclosure has been provided for your protection and to fully disclose any relationship between this site's product or service recommendations and the owners of those product or services. Before you purchase products or services on the Internet, including those on this website,  you must conduct your own research and exercise due diligence.

The owner of this website is required by the FTC to inform you and we wish to voluntarily inform you, that a relationship exists between this website and some of the products or services it reviews, recommends or promotes.

1. Material Affiliation.

You must assume and it is nevertheless advisable and prudent to assume, that any mention of a product or service on this website is made because there exist a material connection between the product or service owners and this website. It should be understood that any recommendation made by the owner of this site for any product or service has nevertheless been made in good faith. These recommendations reflect the fact that the owner has either tried the product or service or has researched them enough and can give an honest opinion to the merit of the product or service. When any website makes any recommendation of a product or service it is advisable to assume the possibility of a material connection or relationship with the owners of those products or services.

2. Product/Service Partiality.

Due to the material connection between the owner of this website and the owners of the products or services recommended here, if any, it must be understood that a bias for these products or services might exist. Out of caution, it may be advisable for the reader to assume that a bias exists.  These biases, although based on facts, could have developed because of compensation for  recommendations from the product or service owners although every effort has been made to provide accurate and true reviews of each product or service.

Regardless of whether the owner of this website has, or will receive compensation from product or service owners, it should be understood that a relationship exist between the two so there does exist, established or not, the potential for a material connection between product and service owner and the owner of this website. Before entering into any agreement or purchasing any product from this website, it is advisable to understand the potential partiality of the website owner due to possible compensation from the owner’s of products or services recommended on this website. You should perform your own research and exercise due diligence prior to purchasing products or services from any website.

3. Compensation.

The owner of this website may receive compensation for recommendations made in reference to the products or services on this website. This compensation may be in the form of money, services or complimentary products and could exist without any action from a website visitor. Should you purchase a product or service that was recommended by this website, it is understood that some form of compensation might be made to the website owner. For example, if you click on an affiliate link at this website and then make a purchase of the recommended product or service, the website owner may receive compensation.

4. This Compensation disclosure statement has been made to inform you of the possibility that a material connection between a product or service mentioned, reviewed or recommended by this website and the product or service owner exist and that compensation to the website owner may be made should you purchase such product or service. Every effort has been made to provide true and accurate statements in regards to any and all products or services mentioned, reviewed or recommended by this website. Should you have any questions, comments or concerns and would like to receive an answer or ask a question prior to purchasing any product or service mentioned on this website you should contact us by clicking on the contact tab.

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